Loan Officer | NMLS# 245726
I have closed thousands of loans over the past 35+ years. I understand the complexities of the transaction, ranging from complex borrowers, unique properties, and tight timelines. My pledge is to provide you with the highest level of professionalism and experience that I have gathered over the years to ensure the desired result on one of the biggest investments you'll ever make - your home and the associated financing.
My Team has 100+ years of combined experience in our industry. Our objective is to approve, close, and fund our clients on time. Because we are a non-delegated correspondent we can issue all regulatory disclosures fast, push files through underwriting quickly, and then draw the closing docs and fund the loans from our office to avoid unnecessary delays. We are responsive and nimble. When so much rides on meeting the terms of a purchase contract, you don't want to be working with an order taker in a call center. Our clients have immediate access to a real person.
We have a wide variety of loan products to provide the best options for particular borrowers' needs:
- Freddie Mac, Fannie Mae, FHA, VA, USDA
- Jumbo Portfolio Loan Products
- Private Bank Loans
- Construction Loans
- Lot Loans
Because we have a long list of Investors we can shop for the best rates in the marketplace. We are not locked into a single group where there are limited choices. We are also not locked into any single underwriting group. Certain investors have particular risk overlays or "add ons" to normal policy and I can work through the credit policy best suited for my client's needs and credit profile.