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Current Loan Products

For the purchase or refinance of primary residences, second homes, investment properties, and new construction

Super Jumbo Loan (Up To $3mm)
With higher home values in a place like Park City there is always a need for higher loan amounts. Our Super Jumbo loan products provide a wide variety of options such as fixed rate 15, 20 and 30 years terms, or ARMs, such as 3/1, 5/1, and 7/1 Adjustable Rate Mortgages.

One Time Close Construction Loan
The most popular construction product on the market today, the one time close construction provides for a single underwrite, single close, and one time rate lock. Avoid variable or floating rates and save thousands in closing costs by closing only once.

Conventional Loans / Freddie Mac & Fannie Mae 
Conventional loans are those that fit the lending requirements set by Freddie Mac and Fannie Mae. Typically these loan amounts must be under $417,000, but can be as high as $625,500 in high cost areas such as Park City.

Complex Lending Situations
Complex borrowers and transactions require in depth knowledge and analysis. Our team is the solution.

Fixed Rate Mortgages 
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime. Typically loan terms are 10, 15, 20 or 30 years.

FHA Loans 
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans 
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

Reverse Mortgages
Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

USDA Loans
Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

What kind of loan program is best for you?
Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.